Home Equity Line of Credit Loans

Access the equity in your home to free up cash for whatever expenses may come your way.

• No closing costs
• No application fees
• No annual fee
• No points
• Rates as low as 4.00% APR*

 

And even better... when you close on your loan between July 1 and August 31, 2010 and we'll give you a $50.00 Home Depot gift card.**

 

*APR = Annual Percentage Rate. Rate is determined by Wall Street Journal Prime Rate. The APR and montly payment for your loan request will be based on your credit score and other factors. CT owner occupied properties only. Must be a member to qualify. Subject to credit approval. $5,000 minimum and $200,000 maximum cash borrowed. Must have 80% loan to value in home. Other terms and conditions may apply. Rates are determined by the Board of Directors and are subject to change at any time. We are an equal opportunity lender.

**$50.00 gift card will be given at the time of loan closing. Offer is valid from 07.01.2010 - 08.31.2010.

Whether you are looking to purchase your first home, a vacation home or are looking to refinance, Nutmeg State FCU and Members Mortgage will work together with you to identify which type of mortgage will best suit your needs.

• 10, 15, 20, 25, 30 & 40 Year Fixed Rate Mortgages
• MyCommunityMortgage™ Program
• A First Time Home Buyers Program
• MHFA (MA properties only) First Time Buyers
• 15 and 30 Year Jumbo Mortgages
• 3, 5 and 7 Year Adjustable Rate Mortgages
• 30 Year Non-owner Occupied Mortgages

Click here to calculate your monthly Mortgage payment.
Click here for Mortgage Loan Rates.
Click here to apply.

Or call 860-513-5000 (local) or 1-800-526-6933 (nationwide).

Rates are determined by the Board of Directors and are subject to change at any time.

SMS stands for short message service. It is also commonly referred to as text messaging, or two-way messaging.

With SMS e-Banking, you can quickly and easily use your cell phone to access your account information at any time!

SMS e-Banking gives you the following features:

• Actual and available balances for all your share accounts; and
• Last three (3) withdrawal/deposit amounts for all your share accounts

In order to use SMS e-Banking, you'll need to first register* your device. Click here to get started now!

Once registered, simply text** any of the following commands to 21443:

• Nutmeg BAL (Provides actual and available balances for all your share accounts)
• Nutmeg HIST (Provides last three (3) withdrawal/deposit amounts for all your share accounts)
• Nutmeg CMD (List of active commands)
• Nutmeg HELP (Provides help/contact information)
• Nutmeg STOP (Opt out of service and unregister device)

Within less than a minute, you should get a response back with the information requested! It's that easy!

*In order to register for this service, you must already be enrolled in e-Banking. You will need to provide your member number/user ID, an answer to one of your security questions, as well as your e-Banking password. If you have not yet enrolled in e-Banking, click here.

**All major carriers are supported (Alltell, AT&T, Boost, Cellular One, Nextel, Sprint, T-Mobile, US Cellular, Verizon, and Virgin Mobile). While Nutmeg State FCU does not charge for use of this service, please contact your wireless provider for any additional charges you may incur. We are not responsible for usage, services, or other charges incurred on any device.

Mobile e-Banking is like your own personal branch that is available anytime, from anywhere!

With Mobile e-Banking, you get many of the same features you’re accustomed to, including:

• At-a-glance actual and available balances for all your accounts
• Transaction history details, including searching within a specific date range
• View check images
• Quick, one-time transfers between your own accounts or other members’ accounts
• Set up scheduled transfers between your own accounts or other members’ accounts
• Pay bills with a mobile version of e-Pay*

You can also keep up-to-date with Nutmeg information, such as:

• Branch hours, locations, and contact information
• Current rates for share accounts, certificates, and loans
• Locate a Nutmeg State FCU ATM or other financial institutions’ ATMs within the SUM® and/or Co-Op® networks

Mobile e-Banking is just as secure as the full version of e-Banking so you can rest assured your information is kept safe. No information is stored on your mobile device.

Best of all, if you’re already signed up for e-Banking, you’re already signed up for Mobile e-Banking too!**

You can access Mobile e-Banking from any web-enabled mobile device.

To get started, simply visit m.nutmegstatefcu.org and enjoy the benefits of Mobile e-Banking on the go, today!

Improvements are still being made to our mobile site. Most of these are visual in nature but we invite you to begin making use of the features and benefits that Mobile e-Banking provide!

In addition, we will also implement a “re-direct” to all web visits from mobile devices, so there will be no need to memorize a separate web address! Simply browsing to our main website will enable you to view our new mobile site from a mobile device.

*Pay bills to existing payees only. New payees must be set up from the full version of e-Pay. In addition, new e-Pay enrollment must be completed from the full version of e-Pay.

**If you are not already signed up for access to e-Banking, you must access e-Banking from a computer to begin and/or complete the enrollment process. Click here to access e-Banking.

We invite you to take advantage of our special low balance transfer rate of 5.75% APR*

Transfer the balances from your other high APR cards to our low rate. Call 1-800-654-7728. 

To apply for a card, click here to complete an application. Or call our 24-hour Lending Call Center toll free at 1-877-826-4160





*APR = Annual Percentage Rate. Transfer from one or more high interest rate credit cards to our low rate credit card. $500 minimum balance transfer required. Promotional rates are good for one year from the date of the first balance transfer during the promotional period. Highest interest debt will be paid first. Balance Transfer Promotional period runs from 03.1.2010-08.31.2010. There is no balance transfer fee. Balance transfers post as a cash advance. Rates are good on new balances from other financial institutions only for both existing cardholder accounts and new accounts. Rates good only on accounts in good standing. All applications are subject to credit approval. New money only. We are an equal opportunity lender.