Savings

Effective June 1, 2010

Savings Rates
Account Type Dividend Rate APY*
Regular Share 0.250% 0.250%
Kidz Club 0.990% 1.000%
Club Account 0.250% 0.250%
$100 Minimum Balance for Regular Share and Club Accounts
Share Draft 1st box of checks are free No Monthly Service Fees
Money Market Account
$1,000-$19,999 0.350% 0.350%
$20,000-$59,999 0.450% 0.450%
Over $60,000 0.750% 0.750%
Share Certificate Rates
Term Dividend Rate APY*
3 Months 0.500% 0.500%
6 Months 0.650% 0.650%
12 Months 1.090% 1.100%
18 Months 1.240% 1.250%
24 Months 1.740% 1.750%
36 Months 1.980% 2.000%
48 Months 1.980% 2.000%
60 Months 2.720% 2.750%
60-Month Jumbo ** 2.860% 2.900%
Individual Retirement Account (IRA) Rates
Traditional, Roth & Conversion Dividend Rate APY*
Fixed Rate Same Terms & Rates as Certificates
$1,000 Minimum Balance
Variable Rate 0.250% 0.250%
$100 Minimum Balance

*APY = Annual Percentage Yield

** Minimum Deposit = $100,000

Rates are determined by the Board of Directors and are subject to change at any time.