Important Member Information

As a valued member, we want to keep you informed about an important change to your overdraft service with our upcoming merger with Nutmeg State Financial Credit Union.

Effective January 21, 2025, the First Bristol Federal Credit Union Member Privilege overdraft service for your checking account(s) will no longer be available. As a member of Nutmeg State Financial Credit Union, we’re excited to offer you the Privilege Pay overdraft service with enhanced benefits and flexibility for your accounts.

With Privilege Pay, Nutmeg will honor your checks, ATM withdrawals, and debit card purchases up to $750 in the event your account is withdrawn. This valuable service will save you the expense of checks being returned, help you avoid declined payments, service fees and late charges, and give you the peace of mind of knowing your transactions are covered.

If you would like to take advantage of Privilege Pay, you must opt in to the service on or after January 21, 2025, to ensure your transactions are covered in the event of an overdraft. You can quickly opt in to this service through Nutmeg’s e-Banking, by calling 860.356.4966 or by visiting any branch location. There is no fee to add Privilege Pay to your account, however a service fee of $35 per item will apply when the service is used. You can learn more about Privilege Pay at https://nutmegstatefcu.org/manage/privilege-pay/.

We’re here to support you every step of the way. If you have any questions or need assistance opting in, please don’t hesitate to reach out to us. Thank you for being a valued member, and we look forward to continuing to serve you with even more benefits and services in the future.