Home Improvement Loan With Deferred Payment* Skip to main content

Home Improvement 90 Day Deferred Payment* 

Delay your payment not your project.  Pick the flexible loan product that suits your needs.

  • Smart E-Loan–  GO GREEN, with a low interest loan.  Increase the value of your home by making it more energy efficient.  Click here to find eligible contractors.
  • Home Refi Express – If you own a home, private mortgage insurance is not required (PMI) and we offer terms up to 20 years.
  • Fixed Home Equity – Fixed rate and set amount of money with terms of 5, 7, 10 and 15 years.
See our current home loan rates here.
Questions?  Call Toll Free: 1 (877) 535-4109



*Terms and conditions apply. APR= Annual Percentage Rate based on credit score, term and other risk factors. Offer valid for limited time only and cannot be combined with any other offers and is only valid for on qualifying consumer real estate applications for single or multifamily owner-occupied properties in the state of Connecticut. Nutmeg State Financial Credit Union reserves the right to discontinue the offer at any time without notice. Loan approvals may be based on credit, (LTV) Loan to Value, and other qualifying factors. Optional first payment deferral – principle payments and monthly payment remittance will not be required for 3 billing cycles immediately following the closing date. Full pre-paid interest must be satisfied at closing through the first payment due date. Applicants that are non-members may apply, however must be eligible for membership and become a member prior to loan closing. Nutmeg State Financial Credit Union NMLS # 637816. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.