With our FIXED RATE Home Refi Express*, you can save money and pay off your mortgage in a shorter period of time. No PMI needed!

Benefits:

• Quick Turnaround
• No points, fees, or closing costs**
• Accelerated payoff options
• Private mortgage insurance not required
• High LTVs up to 90%
• Terms up to 20 years
• Flexibility for use without points or fees for cash out, home improvements, or debt consolidation

View our loan rates.

*Connecticut owner-occupied property only.  This loan cannot be used for a new purchase.

*APR= Annual Percentage Rate. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Minimum loan amount is $10,000. Maximum term of the loan is five years at the advertised rate. Payment example: $10,000 loan at 6.25% APR at 84 months is equal to a monthly payment of $147.33. This payment does not include taxes or insurance. Your actual payment will be higher if escrow payments for property taxes and/or insurance are made in addition to the regularly scheduled loan payment. Other rates and terms are available. Offer available for owner-occupied, single-family dwellings in Connecticut and owner-occupied condominiums in a first lien position that meet the guidelines. Offer does not apply to existing Nutmeg home equity loan balances. Other terms and conditions apply. Subject to appraisal and credit approval. Maximum Loan to Value ratio (“LTV”) of 90% applies. Interest may be tax deductible. Please consult your tax advisor. Offer may be withdrawn at any time. Must be a member to qualify. We are an equal housing lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration. Our Home Refi Express loans are available for owner-occupied property in Connecticut only.

**If the line of credit or loan is paid off within 2 years, you will be responsible for reimbursing Nutmeg State Financial Credit Union for certain third party fees related to the line of credit or loan.

For additional questions, please contact our loan department.