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Home Equity Solutions for All Life's Moments!

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Get the Funds You Need Now!
APPLY ONLINE IN MINUTES…

  • No Application Fees
  • No Closing Costs*
  • No Annual Fees

Choose the option that’s right for you

Home Equity Loan
Borrow money against the equity you’ve built in your home with a fixed-rate loan
Apply Now

Home Equity Line of Credit (HELOC)
Access cash as you need it with a flexible credit line and borrow money against the equity you’ve built in your home
Apply Now

For questions or to speak with a member of our lending team, call (860) 513-5003

*If the loan or line of credit is paid off within 2 years, you will be responsible for reimbursing Nutmeg State Financial Credit Union for certain third party fees related to the loan or line of credit, such fees may range from ($400 – $1000).

Home Equity Line of Credit:
Annual Percentage Rate (APR) is a variable rate and will be based on the “Wall Street Journal’s” Prime plus 000-150 basis points. As of 7/27/23, Prime Rate is 8.50% and the APR is 8.50-10.00%. The maximum APR that will apply during the life of this line of credit is 18.00%.

All:
Offer valid 06/01/2024 for limited time only and cannot be combined with any other offers and is only valid for qualifying applications. Nutmeg State Financial Credit Union reserves the right to discontinue the offer at any time without notice. Approvals may be based on credit and other qualifying factors.

Offer is subject to credit approval. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. We will ask for your name address, date of birth, and other information including valid identifying documents to identify you. NON MEMBERS: Membership required. Membership at Nutmeg State Financial Credit Union is open to you if you are a member of AAA Club Alliance or the Community Impact Fund, or if you live, work, worship, attend school or volunteer in Hartford County, Middlesex County, Tolland County, New Haven County or the Fairfield County towns of Bridgeport, Shelton, Stratford, Trumbull, Fairfield, Norwalk and Westport, CT. Membership requires a savings (share) account with a $5 minimum balance requirement.

This credit union is federally insured by the National Credit Union Administration.

NMLS #637816