Accident Insurance Options for Members
Accident Insurance Options & Discounts
At Nutmeg State Financial Credit Union, we are dedicated to supporting our members in every aspect of their financial journey. That’s why we’re proud to partner with The Family Security Plan® to offer reliable insurance options like Accident Insurance. Together, we’re committed to helping you prepare for all life’s moments with solutions that provide peace of mind and financial security.
Why Choose Accident Insurance Through Us?
When you secure coverage through The Family Security Plan®, you’ll enjoy:
- Competitive Rates and Premiums: Affordable plans designed with your budget in mind.
- Quick and Easy Applications: Start your protection in just a few simple steps.
- Flexible Coverage Options: Tailored to meet your unique needs and lifestyle.
- Trusted Support: Guidance every step of the way from a team who cares about you.
Be Prepared for Life’s Biggest Curveballs
Accidents can happen when you least expect them. That’s why we’re proud to offer Accident Insurance through The Family Security Plan®. Whether it’s a sports injury, a slip and fall or an unexpected trip to the emergency room, this coverage provides cash benefits to ease the financial burden during your recovery.
With out-of-pocket healthcare costs constantly on the rise, Accident Insurance ensures that an injury doesn’t put unnecessary strain on your finances. From initial care to rehabilitation, this plan offers the support you need when life takes an unexpected turn.
How Accident Insurance Works
Unlike traditional health insurance, Accident Insurance pays you cash benefits regardless of any other coverage you may have. You can use this money however you choose, whether for medical expenses, lost wages, transportation costs or household bills, while you recover. Plan features and benefits include:
- Immediate Coverage: Your policy takes effect as soon as eligibility requirements are met and your application is signed.
- Guaranteed Issue & Renewable: No medical history is required to qualify. Your coverage cannot be canceled as long as your premiums are paid.
- Full Portability: Keep your coverage even if you change jobs or retire, at the same cost.
- Sports Package: Get 25% more in benefits (up to $1,000 per person per year) for injuries sustained while participating in organized sports.
- Rehabilitation Package: Receive a daily cash benefit to help with your rehabilitation, whether at home or in a rehab facility.
- Fast Claims Processing: Begin your claim over the phone and receive a $100 cash benefit immediately upon reporting a covered injury.
- Cash Benefits for a Wide Range of Needs: Coverage includes initial care, injuries, treatments, facility care and follow-up care after an accident.
- HSA Compatible: This plan works alongside a Health Savings Account for added financial flexibility.
Why Accident Insurance Is Essential
Accidents can lead to unexpected expenses, not fully covered by health insurance. Consider these factors:
- Rising Out-of-Pocket Costs – Medical expenses continue to grow each year, with an average increase of 6% annually.
- Higher Deductibles & Co-Pays – Families often face deductibles of $5,000 or more, making unexpected injuries a major financial burden.
- Gaps in Coverage – Accident Insurance helps cover expenses that traditional health insurance doesn’t, providing financial relief when you need it most.
Stay Prepared for the Unexpected
With Accident Insurance from The Family Security Plan®, you don’t have to worry about how you’ll manage the financial impact. Start your application today.