Disability Insurance Options for Members
Disability Insurance Options & Discounts
At Nutmeg State Financial Credit Union, we are dedicated to supporting our members in every aspect of their financial journey. That’s why we’re proud to partner with The Family Security Plan® to offer reliable insurance options like Disability Insurance. Together, we’re committed to helping you prepare for all life’s moments with solutions that provide peace of mind and financial security.
Why Choose Disability Insurance Through Us?
When you secure coverage through The Family Security Plan®, you’ll enjoy:
- Competitive Rates and Premiums: Affordable plans designed with your budget in mind.
- Quick and Easy Applications: Start your protection in just a few simple steps.
- Flexible Coverage Options: Tailored to meet your unique needs and lifestyle.
- Trusted Support: Guidance every step of the way from a team who cares about you.
Protect Your Income with Disability Insurance
Your ability to earn an income is one of your most valuable assets. But what happens if an illness or injury leaves you unable to work? Without a steady paycheck, your family’s finances could face significant strain. Disability Insurance from The Family Security Plan® offers a financial safety net to protect you and your loved ones during challenging times.
This plan provides monthly benefits to replace a portion of your lost income, helping you manage expenses and maintain your standard of living as you recover. Designed with flexibility and affordability in mind, Disability Insurance ensures you’re supported when you need it most.
Your Recovery, Your Financial Safety Net
Disability Insurance delivers peace of mind with:
- Tax-Free Monthly Benefits: Receive up to 40% of your monthly gross income, with a maximum of $5,000 per month, paid directly to you.
- Flexible Elimination and Benefit Periods: Choose between a 14-day or 30-day waiting period before benefits begin, and select a benefit period of 12 or 24 months.
- Accidental Death Benefit: An additional $1,000 is available to your beneficiary if the unthinkable happens.
Don’t let unexpected circumstances disrupt your financial stability. Apply today to secure your future.
Why Disability Insurance Is Essential
Here’s how Disability Insurance helps protect you and your family:
- Income Protection During Recovery: Benefits are paid directly to you to replace a portion of your income if you’re unable to work due to sickness or an accident.
- Comprehensive Coverage: Disability Insurance covers conditions not included in Worker’s Compensation, ensuring you’re protected against a wider range of scenarios.
- Flexible and Renewable: Keep your coverage even if you change jobs or retire, with renewals available until age 72.
- Quick and Reliable Activation: Coverage begins immediately once you meet eligibility requirements, authorize payment and sign your application.
- Additional Peace of Mind: Your loved ones receive extra support with the Accidental Death Benefit.
Take Control of Your Financial Future
Whether you’re recovering from a temporary setback or facing a longer-term challenge, Disability Insurance ensures you have the financial stability to focus on what matters most—getting back on your feet. Start your Disability Insurance application today.