Hospital Sickness Insurance Options for Members
Hospital Sickness Insurance Options & Discounts
At Nutmeg State Financial Credit Union, we are dedicated to supporting our members in every aspect of their financial journey. That’s why we’re proud to partner with The Family Security Plan® to offer reliable insurance options like Hospital Sickness Insurance. Together, we’re committed to helping you prepare for all life’s moments with solutions that provide peace of mind and financial security.
Why Choose Hospital Sickness Insurance Through Us?
When you secure coverage through The Family Security Plan®, you’ll enjoy:
- Competitive Rates and Premiums: Affordable plans designed with your budget in mind.
- Quick and Easy Applications: Start your protection in just a few simple steps.
- Flexible Coverage Options: Tailored to meet your unique needs and lifestyle.
- Trusted Support: Guidance every step of the way from a team who cares about you.
Financial Relief When You Need It Most
An unexpected hospital stay comes with financial stress. That’s why we’re proud to offer Hospital Sickness Insurance through The Family Security Plan®. Whether it’s an overnight stay or an extended recovery, this plan provides direct cash payments, helping to cover expenses while you focus on getting better.
With hospitalization costs on the rise, this plan offers an extra layer of financial protection – especially if you have a high-deductible health plan. No restrictions, no limitations – just money in your pocket.
How Hospital Sickness Insurance Works
Hospital Sickness Insurance provides daily cash benefits for hospital confinement, rehabilitation, emergency room visits and even wellness checkups. Payments go directly to you and can be used however you choose, whether for medical bills, household expenses or lost income. Plan features and benefits include:
- Guaranteed Renewable – Your policy remains active as long as your premiums are paid on time.
- Fully Portable – Keep your coverage even if you change jobs or retire.
- No Age Penalty – Your rate will never increase due to age.
- No Coordination of Benefits – Receive payments regardless of any other insurance coverage you have.
Coverage Options Tailored to Your Needs
Choose between the PLUS Plan and the PLATINUM Plan to match your needs and budget:
PLUS Plan (Essential Protection)
- $250 per day for hospital confinement (365 days max per year)
- $150 per day for rehabilitation unit confinement (15 days max per year)
- $75 per day for hospital observation unit visits (2 days max per year)
- $50 wellness benefit (1 day per year)
- $200 per day for ground or water ambulance (2 days max per year)
- $200 per day for air ambulance (2 days max per year)
- $150 per day for emergency room visits (2 days max per year)
PLATINUM Plan (Enhanced Coverage)
- $500 per day for hospital confinement (365 days max per year)
- $300 per day for rehabilitation unit confinement (15 days max per year)
- $100 per day for hospital observation unit visits (2 days max per year)
- $50 wellness benefit (1 day per year)
- $400 per day for ground or water ambulance (2 days max per year)
- $400 per day for air ambulance (2 days max per year)
- $300 per day for emergency room visits (2 days max per year)
Why Hospital Sickness Insurance Is Essential
A hospital stay can be costly, even with traditional health insurance. Consider these factors:
- Rising Healthcare Costs: The average hospital stay costs thousands of dollars and out-of-pocket expenses continue to increase.
- High Deductibles & Co-Pays: Many health plans require you to pay thousands before full coverage kicks in.
- Unexpected Expenses: Beyond medical bills, an illness may lead to lost income, additional childcare costs or the need for home care.
Hospital Sickness Insurance provides a financial safety net, so an illness doesn’t become a financial crisis.
Get Covered Today
Protect yourself from the unexpected with Hospital Sickness Insurance from The Family Security Plan®. Start your application today.