APPLY NOW!

*Connecticut owner-occupied property only.  This loan cannot be used for a new purchase.

**APR= Annual Percentage Rate. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Minimum loan amount is $10,000. Maximum term of the loan is five years at the advertised rate. Payment example: $10,000 loan at 6.25% APR at 84 months is equal to a monthly payment of $147.33. This payment does not include taxes or insurance. Your actual payment will be higher if escrow payments for property taxes and/or insurance are made in addition to the regularly scheduled loan payment.   Other rates and terms are available. Offer available for owner-occupied, single-family dwellings in Connecticut and owner-occupied condominiums in a first lien position that meet the guidelines. Offer does not apply to existing Nutmeg home equity loan balances. Other terms and conditions apply. Subject to appraisal and credit approval. Maximum Loan to Value ratio (“LTV”) of 90% applies. Interest may be tax deductible. Please consult your tax advisor. Offer may be withdrawn at any time. Must be a member to qualify. We are an equal housing lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.
Our Home Refi Express loans are available for owner-occupied property in Connecticut only. For more information, please contact us today.

• HELOC APPLY
• FIXED HOME EQUITY APPLY

*Terms and conditions apply. APR= Annual Percentage Rate based on credit score, term and other risk factors. Offer valid for limited time only and cannot be combined with any other offers and is only valid for on qualifying consumer real estate applications for single or multifamily properties in the state of Connecticut. Nutmeg State Financial Credit Union reserves the right to discontinue the offer at any time without notice. Loan approvals may be based on credit, (LTV) Loan to Value, and other qualifying factors. Payment example: $10,000 loan at 6% APR at 60 months is equal to a monthly payment of $193.37. This payment does not include taxes or insurance.  Your actual payment will be higher if escrow payments for property taxes and/or insurance are made in addition to the regularly scheduled loan payment. Optional first payment deferral – principle payments and monthly payment remittance will not be required for 3 billing cycles immediately following the closing date. Full pre-paid interest must be satisfied at closing through the first payment due date. Applicants that are non-members may apply, however must be eligible for membership and become a member prior to loan closing. Nutmeg State Financial Credit Union NMLS # 637816. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.

**APR = Annual Percentage Rate. This is a variable rate and is determined by the Wall Street Journal Prime Rate. APR may increase after closing due to changes in the prime rate.  Maximum APR that may apply during the life of loan is %18. Floor rate is 3%.  Minimum line amount is $10,000. Seven year draw/ten year repay.  Offer available for 1-4 unit dwellings or condominiums in Connecticut that meet the guidelines. Approval will be based on your credit score and other factors. Prepayment penalties will apply if the loan is closed within the first 24 months. Maximum Loan to Value ratio (“CLTV”) of 90% applies. Interest may be tax deductible. Please consult your tax advisor. Subject to appraisal and credit approval. Offer may be withdrawn at any time. Other terms and conditions may apply. We are an equal housing lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.

*Terms and conditions apply. APR= Annual Percentage Rate based on credit score, term and other risk factors. Offer valid for limited time only and cannot be combined with any other offers and is only valid for on qualifying consumer real estate applications for single or multifamily properties in the state of Connecticut. Nutmeg State Financial Credit Union reserves the right to discontinue the offer at any time without notice. Loan approvals may be based on credit, (LTV) Loan to Value, and other qualifying factors. Payment example: $10,000 loan at 6% APR at 60 months is equal to a monthly payment of $193.37. This payment does not include taxes or insurance.  Your actual payment will be higher if escrow payments for property taxes and/or insurance are made in addition to the regularly scheduled loan payment. Optional first payment deferral – principle payments and monthly payment remittance will not be required for 3 billing cycles immediately following the closing date. Full pre-paid interest must be satisfied at closing through the first payment due date. Applicants that are non-members may apply, however must be eligible for membership and become a member prior to loan closing. Nutmeg State Financial Credit Union NMLS # 637816. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.

**APR= Annual Percentage Rate. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Minimum loan amount is $10,000. Maximum term of the loan is five years at the advertised rate. Payment example: $10,000 loan at 6% APR at 60 months is equal to a monthly payment of $193.37. This payment does not include taxes or insurance .Your actual payment will be higher if escrow payments for property taxes and/or insurance are made in addition to the regularly scheduled loan payment.  Other rates and terms are available. Offer available for 1-4 unit dwellings or condominiums in Connecticut that meet the guidelines. Offer does not apply to existing Nutmeg home equity loan balances. Other terms and conditions apply. Subject to appraisal and credit approval. Maximum Loan to Value ratio (“CLTV”) of 90% applies. Interest may be tax deductible. Please consult your tax advisor. Offer may be withdrawn at any time. Must be a member to qualify. We are an equal housing lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.
Our home equity loans are available for Connecticut properties only. For more information, please contact us today.

Financing based on NADA Average Retail Value. Includes Tax, Title and Warranty.

 * APR = Annual Percentage Rate. Rates shown are subject to change without notice. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Subject to credit approval. We are an equal opportunity lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.

* APR = Annual Percentage Rate. Rates shown are subject to change without notice. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Subject to credit approval. We are an equal opportunity lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.

*APR = Annual Percentage Rate. Rates shown are subject to change without notice. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Subject to credit approval. We are an equal opportunity lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.

*APR = Annual Percentage Rate. Rates shown are subject to change without notice. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Subject to credit approval. We are an equal opportunity lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.