Loan Rates
Effective March 1, 2023
Ask us about refinancing your current mortgage at a lower rate. We can save you money! Call 860.513.5000 today!
First Mortgage (priced daily)
For Mortgages Rates, click here.
Home Refi Express
| Term | Annual Percentage Rate (APR) | Monthly Payment (Per $1,000 Borrowed) |
|---|---|---|
|
8 Years |
As low as 6.25% |
$13.26 |
|
12 Years |
As low as 6.50% |
$10.02 |
|
15 Years |
As low as 7.00% |
$8.99 |
|
20 Years
|
As low as 7.50% |
$8.06 |
*APR = Annual Percentage Rate. Rates shown are subject to change without notice. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Subject to credit approval. Minimum loan amount of $10,000. Maximum loan amount of $400,000. Existing Nutmeg State FCU first mortgage loans are not eligible. First lien position with maximum loan-to-value of 90%. Eligible properties are owner occupied single family detached homes, condominiums and planned unit developments in Connecticut. Other terms and conditions may apply. We are an equal opportunity lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.
Home Equity Loans
| Type of Loan | Annual Percentage Rate (APR) | Available Terms | Monthly Payment (Per $1,000 Borrowed) |
|---|---|---|---|
|
Home Equity Line of Credit |
8.00% (Variable) |
84 Month Draw Period |
*APR = Annual Percentage Rate. Rates shown are subject to change without notice. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Subject to credit approval. Minimum loan amount of $10,000. Maximum loan amount of $400,000. Maximum loan-to-value of 90%. Eligible properties are owner occupied single family detached homes, condominiums and planned unit developments in Connecticut. Other terms and conditions may apply. We are an equal opportunity lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.
| Type of Loan | Annual Percentage Rate (APR) | Available Terms | Monthly Payment (Per $1,000 Borrowed) |
|---|---|---|---|
|
Fixed Rate Second Mortgage |
As low as: 6.00% As low as: 6.25% As low as: 6.50% As low as: 7.25% |
60 Months 84 Months 120 Months 180 Months |
$19.33 $14.73 $11.35 $9.13 |
|
Smart E-Loans (Smart energy loan). Current rates are: 60 Month 4.49% For more information of to find eligible contractors click here. |
*APR = Annual Percentage Rate. Rates shown are subject to change without notice. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Subject to credit approval. Minimum loan amount of $10,000. Maximum loan amount of $400,000. Maximum loan-to-value of 90%. Eligible properties are owner occupied single family detached homes, condominiums and planned unit developments in Connecticut. Other terms and conditions may apply. We are an equal opportunity lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.
Vehicle Loans
| Type of Loan | Current Rate (APR) | |
|---|---|---|
|
New Vehicle* |
As low as 5.25% |
|
|
Used Vehicle* |
As low as 5.25% |
|
|
Motorcycle* |
As low as 5.75% |
|
|
Recreational* |
As low as 6.00% |
Financing based on NADA Average Retail Value. Includes Tax, Title and Warranty.
* APR = Annual Percentage Rate. Rates shown are subject to change without notice. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Subject to credit approval. We are an equal opportunity lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.
Personal Loans
| Type of Loan | Current Rate (APR)* | Available Terms | Additional Factors |
|---|---|---|---|
|
Share Secured |
Varies with Share Rate |
60 Months 120 Months |
Borrow at 2.50% or 3.50% above current savings rates |
|
Certificate Secured |
2.50% |
See Additional Factors |
Maximum Term of Loan Can Not Exceed Term of Certificate |
|
Unsecured (Total cannot exceed $40,000) |
As low as: |
||
|
Education Loan |
9.75% APR* |
* APR = Annual Percentage Rate. Rates shown are subject to change without notice. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Subject to credit approval. We are an equal opportunity lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.
MasterCard® Credit Card
|
MasterCard® Credit Card With Reward Points |
Non-variable rates 12.95% – 17.95% APR* |
*APR = Annual Percentage Rate. Rates shown are subject to change without notice. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Subject to credit approval. We are an equal opportunity lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.
Moneyline Line of Credit
| Type of Loan | Current Rate (APR)* | Additional Factors |
|---|---|---|
|
Moneyline Line of Credit
|
14.00% |
Credit lines range from $500 to a maximum of $40,000. |
*APR = Annual Percentage Rate. Rates shown are subject to change without notice. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Subject to credit approval. We are an equal opportunity lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.