Fixed Home Equity

Your home equity is a financial resource that could be used to your advantage. If you want to get the money you need at a fixed rate our Fixed Home Equity Loan is the best option for you.

All loan applications are subject to credit approval. Additional terms, conditions, and eligibility requirements apply. Nutmeg State Financial Credit Union does not guarantee loan approval for all applicants.

Fixed Home Equity Loan*

Looking for a loan with a fixed interest rate (APR**) and set amount of money? Our Fixed Rate Home Equity loan is available for 5, 7, 10 and 15-year terms. Click here to see our rates for more information. Here are some of the great features our home equity loans have to offer:

No Application Fees
No Closing Costs**
No Annual Fees**
No Points**

Apply Now! View Our Rates! Contact The Team!

*Connecticut owner-occupied property only.

**APR = Annual Percentage Rate. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Minimum loan amount is $10,000 and the maximum is $500,000. Payment example: $50,000 loan at a 6.25% APR for 84 months equals a monthly payment of $147.33. This payment does not include taxes or insurance. Subject to appraisal and credit approval. Maximum loan-to-value ratio (LTV) of 100% applies. Must be a member to qualify. We are an Equal Housing Lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.

If the line of credit or loan is paid off within 2 years, you will be responsible for reimbursing Nutmeg State Financial Credit Union for certain third-party fees related to the origination of the loan. These third-party fees typically range from $500 to $1,000 depending on the loan amount and property.

No minimum fee, no fixed fee, no transactional fees, no activity fees, and no loan fee are imposed by Nutmeg State Financial Credit Union. Property insurance is required.

Offer is subject to credit approval. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. We will ask for your name address, date of birth, and other information including valid identifying documents to identify you. NON-MEMBERS: Membership required. Membership at Nutmeg State Financial Credit Union is open to you if you are a member of the Community Impact Fund, or if you live, work, worship, attend school or volunteer in Hartford County, Middlesex County, Tolland County, New Haven County or the Fairfield County towns of Bridgeport, Shelton, Stratford, Trumbull, Fairfield, Norwalk and Westport, CT. Membership requires a savings (share) account with a $5 minimum balance requirement.