Personal Loans

Unsecured Loans

Need more money than you currently have available? We’re here to help with personal loans designed to match any budget. Finance income tax payments, your child’s college tuition and much more—all at an affordable rate. We offer:

  • Low rates*
  • Up to $40,000 available funds
  • No pre-payment penalties
  • Loan protection insurance

✅ Official Secure Application – Nutmeg State Financial Credit Union

You are now leaving our main website and entering our trusted, encrypted loan application portal,
powered by MeridianLink — our secure, long-standing partner.

All information you submit is used solely for your personal loan application with
Nutmeg State Financial Credit Union and is protected by bank-level security.

Federally Insured by NCUA

500 Enterprise Dr, Suite 4A, Rocky Hill, CT 06067  |  860-513-5000

Questions? Call our Lending Team directly at 860-513-5000 or visit one of our branches.

Share and Certificate Secured Loans

With our share and certificate loans, you can borrow from your balance at a low rate and continue to save money. If necessary, it can also help you re-establish your credit! We offer:

  • Low rates**
  • Quick access to funds
  • Monthly dividends
  • Automatic payments (optional)

Review our Unsecured and Secured Loan rates.

✅ Official Secure Application – Nutmeg State Financial Credit Union

You are now leaving our main website and entering our trusted, encrypted loan application portal,
powered by MeridianLink — our secure, long-standing partner.

All information you submit is used solely for your personal loan application with
Nutmeg State Financial Credit Union and is protected by bank-level security.

Federally Insured by NCUA

500 Enterprise Dr, Suite 4A, Rocky Hill, CT 06067  |  860-513-5000

Questions? Call our Lending Team directly at 860-513-5000 or visit one of our branches.

For more information, please contact us today.

*10.00%–13.00% APR based on creditworthiness. Example: 12 monthly payments of $88.59 per $1,000 borrowed at 13.00% APR. This example is an estimate only and assumes all payments are made on time.

**Share Secured Example: A member with a savings rate of 0.10% may qualify for a Share Secured Loan with an APR as low as 2.60%. For a $10,000 loan with a 2.60% APR and 60-month term, the estimated monthly payment is $178.41. This example is an estimate only and assumes all payments are made on time.

Subject to credit approval. Not all applicants will qualify for the lowest rate. Membership eligibility required. Additional terms, conditions, and eligibility requirements may apply. Nutmeg State Financial Credit Union does not guarantee loan approval. This credit union is insured by the National Credit Union Administration.