Savings Rates
Rates Effective March 1, 2025. Rates are subject to change daily.
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Savings Rates
| Account Type | Dividend Rate | APY* |
|---|---|---|
|
Regular Share*** |
0.050% |
0.050% |
|
Kidz Club** |
0.050% |
0.050% |
|
Save For a Purpose – Juntos Ahorramos** |
0.050% |
0.05% |
|
Club Account** |
0.050% |
0.050% |
|
Money Market Account $1,000-$19,999 $20,000-$74,999 Over $75,000 |
0.35% 0.45% 0.55% |
0.35% 0.45% 0.55% |
*APY = Annual Percentage Yield
Rates are subject to change at any time and fees may reduce earnings
**No minimum balance to open / Minimum $100 Balance to qualify for interest. Full balance will earn the stated APY
*** $5 Minimum to open account / Minimum $100 Balance to qualify for interest. Full balance will earn the stated APY
Individual Retirement Account (IRA) Rates
| Traditional, Roth & Education | Dividend Rate | APY* |
|---|---|---|
|
Fixed Rate |
Same Terms & |
|
|
Variable Rate |
0.050% |
0.05% |
*APY = Annual Percentage Yield
Rates are subject to change at any time
Share Certificate Rates (CD)
| Term | Dividend Rate | APY* |
|---|---|---|
|
3 Months |
1.00% |
1.00% |
|
6 Months |
1.49% |
1.49% |
|
8 Months (Promotional Rate) |
4.16% |
4.25% |
|
12 Months |
1.99% |
2.00% |
|
14 Months (Promotional Rate) |
3.68% |
3.75% |
|
18 Months |
2.23% |
2.25% |
|
24 Months |
2.52% |
2.55% |
|
36 Months |
2.42% |
2.45% |
|
48 Months |
2.47% |
2.50% |
|
60 Months |
2.42% |
2.45% |
Early withdrawal penalties may apply to Share Certificates. Please refer to the account terms and conditions for details.
Upon certificate maturity, there is a 10-day grace period, otherwise certificate will automatically renew.
$1,000 Minimum Balance for Share Certificates
*APY = Annual Percentage Yield. Dividends are compounded and credited monthly using average daily balance method.