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Savings Rates

Rates Effective September 18, 2024. Rates are subject to change daily.
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Savings Rates

Account Type Dividend Rate APY*

Regular Share***

0.050%

0.050%

Kidz Club

0.050%

0.050%

Save For a Purpose – Juntos Ahorramos

0.050%

0.05%

Club Account**

0.050%

0.050%

Money Market Account

$1,000-$19,999

$20,000-$74,999

Over $75,000

0.35%

0.45%

0.55%

0.35%

0.45%

0.55%

*APY = Annual Percentage Yield
Rates are subject to change at any time and fees may reduce earnings

**No minimum balance to open / Minimum $100 Balance to qualify for interest. Full balance will earn the stated APY

*** $5 Minimum to open account / Minimum $100 Balance to qualify for interest. Full balance will earn the stated APY

 

Individual Retirement Account (IRA) Rates

Traditional, Roth & Education Dividend Rate APY*

Fixed Rate
$1,000 Minimum Balance

Same Terms &
Rates as Certificates

Variable Rate
$100 Minimum Balance

0.050%

0.05%

*APY = Annual Percentage Yield
Rates are subject to change at any time

 

Share Certificate Rates (CD)

Term Dividend Rate APY*

3 Months

1.00%

1.00%

6 Months

1.49%

1.49%

12 Months

1.99%

2.00%

18 Months

2.23%

2.25%

24 Months

2.76%

2.80%

36 Months

2.62%

2.65%

48 Months

2.62%

2.65%

60 Months

2.56%

2.60%

$1,000 Minimum Balance for Share Certificates

*APY = Annual Percentage Yield. Dividends are compounded and credited monthly using average daily balance method.