Savings Rates
Rates Effective September 18, 2024. Rates are subject to change daily.
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Savings Rates
Account Type | Dividend Rate | APY* |
---|---|---|
Regular Share*** |
0.050% |
0.050% |
Kidz Club |
0.050% |
0.050% |
Save For a Purpose – Juntos Ahorramos |
0.050% |
0.05% |
Club Account** |
0.050% |
0.050% |
Money Market Account $1,000-$19,999 $20,000-$74,999 Over $75,000 |
0.35% 0.45% 0.55% |
0.35% 0.45% 0.55% |
*APY = Annual Percentage Yield
Rates are subject to change at any time and fees may reduce earnings
**No minimum balance to open / Minimum $100 Balance to qualify for interest. Full balance will earn the stated APY
*** $5 Minimum to open account / Minimum $100 Balance to qualify for interest. Full balance will earn the stated APY
Individual Retirement Account (IRA) Rates
Traditional, Roth & Education | Dividend Rate | APY* |
---|---|---|
Fixed Rate |
Same Terms & |
|
Variable Rate |
0.050% |
0.05% |
*APY = Annual Percentage Yield
Rates are subject to change at any time
Share Certificate Rates (CD)
Term | Dividend Rate | APY* |
---|---|---|
3 Months |
1.00% |
1.00% |
6 Months |
1.49% |
1.49% |
12 Months |
1.99% |
2.00% |
18 Months |
2.23% |
2.25% |
24 Months |
2.76% |
2.80% |
36 Months |
2.62% |
2.65% |
48 Months |
2.62% |
2.65% |
60 Months |
2.56% |
2.60% |
$1,000 Minimum Balance for Share Certificates
*APY = Annual Percentage Yield. Dividends are compounded and credited monthly using average daily balance method.