Savings Rates

Account Type	Dividend Rate	APY*
Regular Share	0.050%	0.050%
Kidz Club	0.050%	0.050%
Save For a Purpose – Juntos Ahorramos	0.050%	0.05%
Club Account $100 Minimum Balance for Regular Share and Club Accounts	0.050%	0.050%
Money Market Account $1,000-$19,999 $20,000-$74,999 Over $75,000	0.35% 0.45% 0.55%	0.35% 0.45% 0.55%

*APY = Annual Percentage Yield
Rates are subject to change at any time

Individual Retirement Account (IRA) Rates

Traditional, Roth & Education	Dividend Rate	APY*
Fixed Rate $1,000 Minimum Balance	Same Terms & Rates as Certificates
Variable Rate $100 Minimum Balance	0.050%	0.05%

*APY = Annual Percentage Yield
Rates are subject to change at any time

Share Certificate Rates (CD)

Term	Dividend Rate	APY*
3 Months	1.00%	1.00%
6 Months	1.49%	1.50%
8 Months	2.96%	3.00%
9 Months	1.49%	1.50%
11 Months*	4.65%*	4.75%*
*11 Months Relationship Special**	5.37%*	5.50%*
12 Months	1.99%	2.00%
16 Months	1.99%	2.00%
18 Months	2.23%	2.25%
24 Months	3.93%	4.00%
36 Months	2.62%	2.65%
48 Month	3.59%	3.65%
60 Months	3.93%	4.00%

*APY = Annual Percentage Yield. Dividends are compounded and credited monthly using average daily balance method. $1,000 minimum deposit of funds that are not currently on deposit with Nutmeg State financial Credit Union to qualify for the 11 month Certificate. At maturity the 11 month certificate rolls into a 12 month certificate at the current rate. A penalty for early withdrawal applies to all certificate terms. Other conditions may apply. Promotional offer cannot be combined with any other offers. To qualify for relationship rate members must have minimum monthly re-occurring direct deposit or payroll deduction of $250 established within 30 days of account opening. Rates are valid as of March 27, 2023. All rates and offers are subject to end at any time without notice. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration