Auto Rate Promo | Nutmeg State Financial Credit Union

Auto Rate Promo

Get in the Driver’s Seat.

We’ll Help You Find the Way.

Same-day decisions · No hidden fees · Up to 100% financing · Autos & Motorcycles

As low as 4.75% APR*

Available Summer 2026

  • Flexible terms up to 7 years**
  • Autos & motorcycles financed
  • Pre-approvals available
  • Loan protection insurance available
  • Purchase or refinance — same great rate

Subject to credit approval.

The Nutmeg Difference

We’re not just a lender. We’re on your side.

We built our auto loan to work smarter, for you.
Common Questions

Good questions. Straight answers.

Here are the questions we hear most often from members considering an auto loan or refinance with Nutmeg.

If your current rate is higher than what you’d qualify for today, refinancing is worth exploring. You might lower your monthly payment, reduce the total interest you pay, or both. It’s free to check your rate.

Many members hear back the same day they apply — and in many cases the answer comes instantly.

At Nutmeg, there’s no markup and no hidden incentive to push you toward a higher rate.

Yes. Pre-approval means you know your budget before you start shopping. It’s one of the smartest first moves you can make.

New and used cars, trucks, SUVs, and motorcycles. Whether you’re buying from a dealership or a private seller, we can walk through the details with you.

Our Auto Loan Specialists are here for every step.

Take the next step

Your next vehicle is out there. We’ll help you get there.

Rates as low as 4.75% APR*, available through August.
*APR = Annual Percentage Rate. Rate shown is the lowest available and is subject to credit approval and underwriting. Rates are based on creditworthiness and may vary based on term, vehicle age, loan amount, and collateral value. Not all applicants will qualify for the lowest advertised rate.
**Repayment terms that describe the borrower’s payment obligations for the full loan term, including any balloon payment due at the end of the loan.