Auto Rate Promo
Get in the Driver’s Seat.
We’ll Help You Find the Way.
Same-day decisions · No hidden fees · Up to 100% financing · Autos & Motorcycles
As low as 4.75% APR*
Available Summer 2026
- Flexible terms up to 7 years**
- Autos & motorcycles financed
- Pre-approvals available
- Loan protection insurance available
- Purchase or refinance — same great rate
Subject to credit approval.
The Nutmeg Difference
We’re not just a lender. We’re on your side.
We built our auto loan to work smarter, for you.
Common Questions
Good questions. Straight answers.
Here are the questions we hear most often from members considering an auto loan or refinance with Nutmeg.
If your current rate is higher than what you’d qualify for today, refinancing is worth exploring. You might lower your monthly payment, reduce the total interest you pay, or both. It’s free to check your rate.
Many members hear back the same day they apply — and in many cases the answer comes instantly.
At Nutmeg, there’s no markup and no hidden incentive to push you toward a higher rate.
Yes. Pre-approval means you know your budget before you start shopping. It’s one of the smartest first moves you can make.
New and used cars, trucks, SUVs, and motorcycles. Whether you’re buying from a dealership or a private seller, we can walk through the details with you.
Our Auto Loan Specialists are here for every step.