Health Savings Accounts

With no service fees and no minimum balance fees, our Health Savings Accounts are great for saving and paying for your medical expenses. Get valuable tax benefits with our HSA Checking. It even comes with a free debit card!

About Health Savings Accounts

A Health Savings Account (HSA) is a tax-exempt trust or custodial account you set up with a qualified HSA trustee to pay or reimburse certain medical expenses you incur. You must be an eligible individual to qualify for an HSA.

Annual Contribution Levels for HSAs

• The 2026 IRS Health Savings Account (HSA) contribution limits are $4,400 for self-only coverage and $8,750 for family coverage.
• Maximum catch-up contributions for people over age 55 remain at $1,000.
• Individuals who are eligible on the first day of the last month of the taxable year (typically December) are allowed the full annual contribution regardless of their previous months of eligibility. If an individual is no longer eligible on that date, both the HSA contribution and catch-up contribution apply based on the taxpayer’s number of eligible months that year.

For more information about Health Savings Accounts, please contact us.