High-Yield Savings Account
Earn more on your savings, while keeping funds easily accessible! Our High-Yield Savings Account (HYSA) offers a competitive tiered rate and the convenient option to boost earnings even higher with Round-Up Checking.
Why Choose Our High-Yield Savings Account (HYSA)
- Earn More on Your Money
3.00% APY on balances of $2,500 – $100,000* - Flexibility
Take advantage of a competitive rate with the freedom to access your funds anytime. - Steady Growth Without the Risk
Locked-in savings rate without market volatility - Boost Your Rate by an Additional 1%!
Open Round-Up Checking at any time to increase HYSA to 4.00% APY**
Unlock More with Round-Up Checking
Open a Round-Up Checking Account alongside your HYSA and earn an extra 1.00% APY on new money balances of $2,500 – $100,000.**
No extra requirements – just maintain your Round-Up Checking for the rate accelerator!
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. We will ask for your name address, date of birth, and other information including valid identifying documents to identify you. NON MEMBERS: Membership required. Membership at Nutmeg State Financial Credit Union is open to you if you are a member of the Community Impact Fund, or if you live, work, worship, attend school or volunteer in Hartford County, Middlesex County, Tolland County, New Haven County or the Fairfield County towns of Bridgeport, Shelton, Stratford, Trumbull, Fairfield, Norwalk and Westport, CT. Membership requires a savings (share) account with a $5 minimum balance requirement.
*The advertised Annual Percentage Yield (APY) is available on new money only; funds transferred from an existing NSFCU account do not qualify. A minimum deposit of $2,500 is required to open a High-Yield Savings Account and earn the advertised APY. HYSAs with balances below $2,500 are not eligible to earn APY. Balances up to $100,000 earn 3.00% APY; balances exceeding $100,000 earn 0.50% APY on the portion above $100,000. Fees may reduce earnings on the account. The advertised APY is accurate as of 10/14/25 and may change after the account is opened without notice. Other terms and conditions may apply.
**When you open a Round Up Checking account, NSFCU will increase the APY on your HYSA by +1.00% on balances between $2,500 and $100,000 (for example, a 3.00% APY becomes 4.00% APY). The advertised APY boost is accurate as of 10/14/2025. NSFCU reserves the right to discontinue or modify this APY boost at any time without notice.