3.00% APY*

On new balances of $2,500–$100,000*

High-Yield Savings Accounts get you there fast.


Everything you want in a savings account. Nothing you don't.


Earn More, Starting Now

3.00% APY* on new balances of $2,500–$100,000. A rate that keeps working for you — not one that disappears after 90 days.

Your Money, Your Schedule

No lock-in periods. No waiting. Transfer or withdraw funds anytime — you stay in full control of what you've saved.

No Fees. No Fine Print.

No monthly maintenance fees. No tricks tied to your balance. What you earn is what you keep.

Room to Grow
Additional 1%

Pair with Round Up Checking to unlock an additional 1.00% — bringing your total rate to 4.00% APY**. The more you engage, the more you earn.

RATE ACCELERATOR

Unlock 4.00% APY.**

Open a Round Up Checking account alongside your High-Yield Savings
and your rate boost kicks in automatically. No extra requirements, no complicated setup.
High-Yield Savings alone
On new balances of $2,500–$100,000
3.00% APY*

High-Yield Savings + Round-Up Checking
Same balance range, higher return
4.00% APY**
BEST RATE
4.00%
APY**
High-Yield Savings paired with Round-Up Checking. No teaser rates.
No bait-and-switch. Just a higher return for members who stay engaged.

COMMON QUESTIONS

Not at all. Your funds are fully accessible whenever you need them — no penalties, no waiting periods. This is your money, and you’re always in control.

There isn’t one. The 3.00% APY* applies to new money deposited into the account. Pair with Round Up Checking to unlock 4.00% APY**. No hidden fees, no expiring promotions — just a transparent rate tied to your engagement.

You get a competitive rate and real people behind it. When you need guidance on your bigger financial picture, Nutmeg advisors are here — something an app simply can’t offer.

Start growing your savings today.

No fees. No lock-ins. No reason to wait.

Questions? Talk to a Nutmeg advisor — we’re here to help.

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. We will ask for your name, address, date of birth, and other information including valid identifying documents to identify you. NON MEMBERS: Membership required. Membership at Nutmeg State Financial Credit Union is open to you if you are a member of the Community Impact Fund, or if you live, work, worship, attend school or volunteer in Hartford County, Middlesex County, Tolland County, New Haven County or the Fairfield County towns of Bridgeport, Shelton, Stratford, Trumbull, Fairfield, Norwalk and Westport, CT. Membership requires a savings (share) account with a $5 minimum balance requirement.

*The advertised Annual Percentage Yield (APY) is available on new money only; funds transferred from an existing NSFCU account do not qualify. A minimum deposit of $2,500 is required to open a High-Yield Savings Account and earn the advertised APY. HYSAs with balances below $2,500 are not eligible to earn dividends. Balances up to $100,000 earn 3.00% APY; balances exceeding $100,000 earn 0.50% APY on the portion above $100,000. Fees may reduce earnings on the account. The advertised APY is accurate as of 06/12/2026 and may change after the account is opened without notice. Other terms and conditions may apply.

**When you open a Round Up Checking account, NSFCU will increase the APY on your HYSA by +1.00% on balances between $2,500 and $100,000 (for example, a 3.00% APY becomes 4.00% APY). The advertised 4.00% APY boost is accurate as of 06/12/2026. This is a variable rate and may change after the account is opened without notice. NSFCU reserves the right to discontinue or modify this APY boost at any time without notice. Fees may reduce earnings on the account.