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Take Advantage of Nutmeg’s Fixed Rate Home Refi Express Mortgage

March 14

This month I want to discuss something unique that Nutmeg offers its members: a FIXED RATE Home Refi Express mortgage. This enables you to save money and pay off your mortgage in a shorter period of time. As long as you already own your property, you are eligible for our fixed rate Home Refi Express mortgage, which is an awesome option for our members.

Here are some of the reasons a Home Refi Express loan is the right choice for you:

  • Quick turnaround
  • There are no points, fees, or closing costs
  • There are accelerated payoff options
  • Private mortgage insurance (PMI) is not required
  • High LTVs up to 90%
  • There are terms up to 20 years
  • Flexibility for use without points or fees for cash out, home improvements, or debt consolidation

I was eager to discuss this offer with you in this month’s blog post as there are several perks to our fixed rate Home Refi Express mortgage….and the rates are great too! Please see below for our current rates:

  • As low as 2.75% APR* up to 8 year mortgages
  • As low as 3.00% APR* up to 12 year mortgages
  • As low as 3.25% APR* up to 15 year mortgages
  • As low as 3.50% APR* up to 20 year mortgages

Click here to apply for our fixed rate Home Refi Express mortgage today!

On another topic and noteworthy, you will recall from last month’s blog that we will be opening our newest Nutmeg Branch and DMV Express location in Norwalk. This new location will open in a few weeks and before the official opening, you’ll be able to schedule your DMV appointment with our online appointment scheduler. We appreciate your continued support and look forward to expanding our reach to serve Fairfield County!

As always, be sure to stay up to date via our social media platforms by following us on Facebook, Instagram, Twitter, and LinkedIn.


John Holt
President & CEO

*APR = Annual Percentage Rate. The APR and monthly payment for your loan request will be based on your credit score and other factors. Your actual rate may be higher than the advertised rate depending on your individual credit score. Subject to credit approval. Membership with a checking account with direct deposit or deposit accounts with a total of at least $25,000 qualify to receive the advertised rates; all other members will receive rates 0.25% higher. Payoff existing mortgage balances. Minimum loan amount of $10,000. Maximum loan amount of $400,000. Existing Nutmeg State FCU first mortgage loans are not eligible. Maximum loan-to-value of 90%. Eligible properties are owner-occupied, single-family detached homes, condominiums and planned unit developments in Connecticut. Other terms and conditions may apply. We are an equal opportunity lender. Sample monthly payment per $1,000 borrowed for 96 months at 3.00% APR = $11.73, per $1,000 borrowed for 144 months at 3.50% APR = $8.51, per $1,000 borrowed for 180 months at 3.99% APR = $7.39, and per $1,000 borrowed for 240 months at 4.25% APR = $6.19. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.